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Savings Accounts

You work hard to build a future. Make us a part of that foundation. With our complete range of savings and investment accounts, you can customize your accounts to fit your goals, choose terms and investment strategies that best suit your needs and get flexible, easy access to your funds. For additional security, your savings are also insured to at least $250,000 by the National Credit Union Administration (NCUA).


Regular Membership Savings Account*

Ease and convenience are important to you. That’s why we provide access to your Regular Share account anytime through our 24-hour Automated Telephone Banking system, 30,000+ nationwide CO-OP Network ATMs, Debit Cards and our Online Banking system. Dividends are paid and compounded quarterly, allowing you to earn competitive rates on your account. Once you have this account, all other savings plans are open to you. This basic savings plan is for all members and is the basis for your membership.


*To open a Regular Membership Savings Account a one time $2 fee to our sponsor CSI Support and Development Services is required, as well as a minimum $5 deposit into the new Regular Membership Savings Account.


Secondary Savings Account

Designate important savings right here. Whether it’s education, vacations, holiday spending, a down payment on a home, we make it easy for you to reach your goals.


High Yield Fund Savings**

If you want your funds to be liquid at all times while earning a higher rate of return than a regular savings account, this product is for you. You will receive a competitive rate of return, not to mention flexibility and convenience. With a balance of $2,500 or more, you can open a High-Yield Daily Account and earn daily dividends, paid monthly. You can also access your funds anytime using our 24/7 Automated Telephone Banking System, 30,000+ nationwide CO-OP Network ATM’s, Debit Cards and our Online Banking System.


**Members are permitted to make six withdrawals per month with a High Yield Fund Savings Account.


Ultra Savings Account

Increase flexibility and savings. This account earns a higher rate of interest than a Regular Savings or Money Market account. And if you don’t like tying your money up for any length of time, you’re entitled to three fee-free withdrawals or transfers per calendar month, after which a $5 per-debit item fee will be assessed per occurrence. The result? A premium interest rate and the liquidity you need.


Vacation and Christmas Club Accounts***

When it comes to setting aside money for a rainy day, we take out the work. These convenient accounts let you save gradually and earn dividends with no minimum balance requirement and no fees. You can also withdraw the funds at your convenience up to six times per month. So whether it’s Christmas presents, quarterly tax submissions, vacations, graduation parties and private school tuition, earmark your savings the easy way.


*** There is a maximum of six monthly transfers allowed for Vacation and Christmas Club Accounts.


Rock Star Savers Youth Accounts

Get your kids in tune with their money and make saving a fun and educational experience. Rock Star Savers is a program especially designed to teach kids that saving money — even a little at a time — can totally rock. Anyone 11 years and younger automatically becomes a Rock Star Saver when they open a regular share account, with a $5 minimum deposit. Plus, your first $5 deposit is matched for an extra $5 reward. To get started you will need the child’s birth certificate and social security number. A parent, legal guardian, or adult relative with proper identification must be joint on the account.


Nextgen Youth Savings Accounts

Nextgen is designed specifically for teens and offers them options for managing their money, including savings accounts, checking accounts, and credit cards. Anyone 12-17 years of age automatically becomes a nextgen member when he or she opens a regular share account, with a $5 minimum deposit. This first $5 deposit is matched for an extra $5 reward. To get started you will need the child’s birth certificate or drivers license and social security number. A parent, legal guardian, or adult relative with proper identification must be joint on the account.


Zeal Credit Union

17250 Newburgh Rd.

Livonia, MI 48152

800-321-8570

Routing #272477694

Please use your account number, not member number, when signing up for Direct Deposit and/or automated Payments.

EHO - We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act.

NCUA - Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.