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Checking Accounts

Conserve your two most valuable resources — time and money. With Zeal Credit Union checking accounts, you get more advantages and less cost. And because with your busy life, flexibility is key, you have access to your accounts 24/7.


All personal checking accounts include the following benefits:


  • No Per-Check Fees
  • Unlimited Check Writing Ability
  • No Point-of-Sale Transaction Fees***
  • FREE VISA® Debit/ATM Card
  • FREE 24/7 Automated Telephone Banking
  • FREE Online Banking
  • FREE Online Bill Pay Service
  • FREE Online Check Imaging
  • FREE e-Statements
  • Online Check Reordering
  • Overdraft Privilege
  • Overdraft Protection Line-of-Credit

***International currency conversion fee applies to transactions originated by an out of country merchant.


Free Checking

Enjoy all the features of a basic checking account without all the cost. Simply open an account with at least $50 and get started.


Features:

  • No monthly service fee
  • No minimum daily balance requirements
  • Unlimited withdrawals at over 30,000 CO-OP Network ATMs

Basic Checking

  • No minimum deposit requirements to an open account
  • $199.00 combined daily balance requirements to avoid $3.00 monthly fee
  • 5 Free ATM transactions per month when daily balance requirements are met

Minimum balance requirements can be met by having a $199.00 combined balance in savings, checking, club and/or certificates.


Dividend Checking

Put your money to work for you. This interest-bearing account is ideal if you maintain higher account balances and desire competitive interest rates.


  • Minimum $1000.00 to open account
  • $1000.00 combined daily balance requirements to avoid $6.00 monthly fee
  • 5 Free ATM transactions per month when daily balance requirements are met

Minimum balance requirements can be met by having a $1000.00 combined balance in savings, checking, club and/or certificates.


Check Reordering

Formally Liberty checks, Harland Clarke invites you to browse hundreds of checks and accessories to loans.zealcu.org the ones that reflect your unique style. You can order them directly by clicking here.


Zeal Credit Union

17250 Newburgh Rd.

Livonia, MI 48152

800-321-8570

Routing #272477694

Please use your account number, not member number, when signing up for Direct Deposit and/or automated Payments.

EHO - We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act.

NCUA - Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.