Rates and approval are based on individual credit history

CDs & IRA Rates

Certificates of Deposit and IRA Certificates – Annual Percentage Yields (APY)

$1,000 -
$25,000 -
Regular Share**0.05%$5.00Quarterly
Dividend Bearing Checking***.05%$1,000Monthly
Vacation Club.05%NoneQuarterly
Christmas Club.05%NoneQuarterly
High Yield Fund.10%$2,500Monthly
Ultra Savings*****.20%$25,000 – $49,999Monthly
Ultra Savings*****.25%$50,000 – $99,999Monthly
Ultra Savings*****.30%$100,000 – $499,999Monthly
Ultra Savings*****.35%$500,000+Monthly
Money Market******.10%$5,000 – $24,999Monthly
Money Market******.15%$25,000 – $49,999Monthly
Money Market******.15%$50,000 – $99,999Monthly
Money Market******.15%$100,000 – $499,999Monthly
Money Market******.15%$500,000+Monthly
Apply for Loan

*All Certificate of Deposits have a $1,000 minimum balance except a 30 month which has a $100 minimum balance, a 60 month which has a $500 minimum balance, and a Save to Win certificate which has a $25 minimum balance. All IRA Certificates have a minimum $500 opening balance except a 30 month which has a $100 minimum balance. Penalty for early withdrawal. Rates subject to change at any time. APY = Annual Percentage Yield. All rates subject to change at any time. Call 800.321.8570 ext. 7400.

Zeal Credit Union

17250 Newburgh Rd.

Livonia, MI 48152


Routing #272477694

Please use your account number, not member number, when signing up for Direct Deposit and/or automated Payments.

EHO - We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act.

NCUA - Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.