Rates

Rates and approval are based on individual credit history

Auto Rates


New & Used: 2019 - 2015


New/Used Auto Loan Terms Promotion APR
as low as**
Standard APR
as low as*
Min Loan Amount
Regular Share**0.05%$5.00Quarterly
Dividend Bearing Checking***.05%$1,000Monthly
Vacation Club.05%NoneQuarterly
Christmas Club.05%NoneQuarterly
High Yield Fund.10%$2,500Monthly
Ultra Savings*****.20%$25,000 – $49,999Monthly
Ultra Savings*****.25%$50,000 – $99,999Monthly
Ultra Savings*****.30%$100,000 – $499,999Monthly
Ultra Savings*****.35%$500,000+Monthly
Money Market******.10%$5,000 – $24,999Monthly
Money Market******.15%$25,000 – $49,999Monthly
Money Market******.15%$50,000 – $99,999Monthly
Money Market******.15%$100,000 – $499,999Monthly
Money Market******.15%$500,000+Monthly


Used: 2014 - 2012


New/Used Auto Loan Terms Promotion APR
as low as**
Standard APR
as low as*
Min Loan Amount
91 days0.20%0.20%0.20%Maturity
6 mos.0.25%0.30%0.35%Maturity
9 mos.0.30%0.35%0.40%Maturity
12 mos.0.45%0.50%0.55%Quarterly
15 mos.0.45%0.50%0.55%Quarterly
18 mos.0.50%0.55%0.60%Quarterly
24 mos.0.60%0.65%0.70%Quarterly
30 mos.*0.60%0.65%0.70%Quarterly
36 mos.0.75%0.80%0.85%Quarterly
48 mos.0.85%0.90%0.95%Quarterly
60 mos.*1.05%1.10%1.15%Quarterly


Used: 2011 - 2010



Used: 2011 - 2010


New/Used Auto Loan Terms Promotion APR
as low as**
Standard APR
as low as*
Min Loan Amount
up to 60 mos.1.89%2.14%$3,0000% – 25%
up to 72 mos.2.74%2.99%$3,0000% – 25%
up to 84 mos.3.74%3.99%$30,0000% – 25%


Used: 2009 - 2008


New/Used Auto Loan Terms Promotion APR
as low as**
Standard APR
as low as*
Min Loan Amount
up to 60 mos.1.89%2.14%$3,0000% – 25%
up to 72 mos.2.74%2.99%$3,0000% – 25%
up to 84 mos.3.74%3.99%$30,0000% – 25%

All used collateral older than 2008 will be considered on an individual basis.
* APR = Annual Percentage Rate. Rates may vary depending on credit history.
** APR = Annual Percentage Rate. Rates may vary depending on credit history. To receive the special rate a checking account at Zeal Credit Union is required. You must also sign up for automatic payment deductions from a Zeal Credit Union checking or savings account.

Zeal Credit Union

17250 Newburgh Rd.

Livonia, MI 48152

800-321-8570

Routing #272477694

Please use your account number, not member number, when signing up for Direct Deposit and/or automated Payments.

EHO - We do business in accordance with the Fair Housing Act and Equal Credit Opportunity Act.

NCUA - Your savings is federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.